Whether you are a first time buyer or you are familiar with the property buying process, this information could be useful to you.
It is important that you know what to expect from the Estate Agent who is sourcing properties for you to buy.
When registering with us we take as much information from you as possible as this will aid us in finding the right property for you in as little time as possible. Along with your contact details we will ask for your exact requirements and most importantly your maximum budget. We may also ask for confirmation of a mortgage in principle. Register now.
A member of the sales team will send you regular updates through emails or a direct phone call as soon as a property matching your criteria becomes available. They will also arrange a time for you to view the property that is suitable for both you and the seller.
All viewings are accompanied and carried out six days a week between the hours of 8:30am to 7:30pm.
If you like what you have seen and would like to put in a offer let the sales negotiator know your offer as he or she will be in the best position to negotiate with the seller. Due to properties selling very quickly in the current market, we advise offers should remain realistic or at least close to the asking price.
Once a price has been agreed and your offer accepted, you will be required to provide the agent with details of a solicitor who will be acting on your behalf.
At this point sales memorandums containing details of all parties concerned will be sent out by the agent. These normally include buyer and seller details along with solicitor details for both parties.
When memorandums have been received by your solicitors they will begin by requesting local authority searches, draft contracts and other legal documents from the sellers solicitors. In the mean time your mortgage providers/lenders will arrange a survey of the property once they have all the relevant details. Once the survey has been carried out and has been approved by the lenders they will send out a formal mortgage offer to your solicitors.
Now that your solicitor is satisfied on your behalf, you will be required to sign draft contracts, deposit the required funds and instruct your solicitor to proceed with exchanging contracts with the sellers solicitors. At this point both parties will set a completion date.
On the day of completion, the remainder of the funds (Usually 90%) will be sent to the sellers solicitor client account and completion of contracts will take place. At this point you are now the legal owner of the property and you can take possession of the keys for your new home.
Find a person or office to assist you. Whether you're a first time buyer, seller or a landlord we've got someone who can help.
See all our properties on www.onthemarket.com
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