Calculate the Stamp Duty payable on a residential purchase in England or Northern Ireland.
This calculator is only for residential transactions. The rates will be different if all or part of your transaction is agricultural, commercial or non-residential.
In an announcement made on 23 September, 2022, the Chancellor of Exchequer announced new rates for residential Stamp Duty. They are reflected in our calculator above and the information below.
Simply enter the price of the property you plan to purchase into our Stamp Duty Calculator above, and then click "Calculate". Please note this is an indication only. Your solicitor or tax advisor will advise you of the exact amount of Stamp Duty payable on completion of your new home.
Stamp Duty Land Tax (SDLT) is paid when you purchase property or land over a certain price in England and Northern Ireland.
Stamp Duty applies when you buy a freehold property, buy a new or existing leasehold, buy property through a shared ownership scheme or are transferred property in exchange for payment.
SDLT differs when purchasing property in Scotland and Wales. When purchasing property in Scotland you instead pay Land and Buildings Transaction Tax, whilst in Wales, SDLT was replaced by Land Transaction Tax from 1 April 2018.
Stamp Duty applies on home purchases over a price threshold. Currently, the threshold for residential properties is £250,000
First-time property buyers get a discount (relief) meaning they pay less or no tax if the following apply:
The amount of stamp duty you pay is dependent on whether you are purchasing a residential, non-residential or mixed use property. For a residential property purchase there are different rates of Stamp Duty if you are a first-time buyer or are purchasing a second/additional property.
To work out how much Stamp Duty Land Tax you will have to pay, use the Stamp Duty Calculator above.
Once you have completed your property or land purchase, homeowners have 14 days to send a Stamp Duty return to HMRC and pay the tax.
Your solicitor, agent or conveyancer can file your return and pay SDLT for you and add the amount to their fees. If you are eligible for any residential stamp duty relief, such as that afforded to first-time buyers, they can also claim this for you.
Stamp Duty will now be charged on residential properties above £250,000 following the changes announced by the Chancellor on 23 September 2022.
Property value | SDLT rate |
Up to £250,000 | Zero |
£250,001 to £925,000 | 5% |
£925,001 to £1.5 million | 10% |
£1.5 million plus | 12% |
On top of the SDLT rates shown in the table, a 3% higher rate of SDLT is applied for the purchase of additional dwellings such as buy-to let properties or second homes.
After the announcement by the Chancellor on 23 September 2022, the first-time buyer will pay 5% Stamp Duty on the value of properties between £425,000 to £625,000. First-time buyer relief will not be available for properties with a price over £625,000. Standard rates will apply to the full value of the property.
Property value | SDLT rate |
Up to £425,000 | Zero |
£425,001 to £625,000 | 5% |
£625,000 plus | No relief - standard rates apply on full value |
The UK Government announced (July 2020) new Stamp Duty rates for non-residents who purchase residential property in England or Northern Ireland.
The new rates will be 2 percentage points higher than the rates that are applicable to purchased made by UK residents. They apply to both leasehold and freehold properties, as well as increasing SDLT due on rents on the grant of a new lease. The surcharge is in addition to the current 3% surcharge on buy-to let or second/additional homes.
Please use our LBTT Calculator for transactions in Scotland. These rates are not applicable to the Land and Buildings Transaction Tax (LBTT), which is now in effect in Scotland. The Stamp Duty Indicator assumes that the property is not mixed-use, for which SDLT would be 5%. You cannot use this tool for residential property with a chargeable amount over £500,000, where the SDLT rate of 15% applies. Your solicitor or tax advisor can advise you on how to calculate this.